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About Us
Our Mission
Full Plate Home Loans is a 'for-benefit' mortgage company, legally structured as a Benefit Corporation.
That means our mission is built into our DNA: we exist not for owner profits but to strengthen families and communities.
How We Deliver On Our Mission
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Unlike traditional lenders, we don't pay commissions to loan officers.
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With no commissions being paid our
people now operate with your best home loan interests in mind. -
$1,250 from every funded mortgage loan is donated to our borrower’s regional food bank.
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All remaining profits are reinvested to buy down interest rates, delivering to you some of the most competitive rates available.
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We provide radical transparency by publishing our full P&L - so you can see exactly how every dollar is used.
Why It Matters
As a centralized, consumer-direct lender, we keep costs low and deliver best-in-class service standards. Together with you, we’re building a new kind of mortgage company — one that lowers costs for borrowers while filling plates for families across America.
Hunger in America Today
Did you know, per the Economic Research institute, over 47 million Americans are now food insecure, 14 million of which are children. Equally staggering is that in America today, 100% of U.S. counties now have varying levels of food insecurity. With little relief in sight, food insecurity in American is projected to grow another 15% in the years ahead.
Good News, American's Want to Do More!
Studies conducted by Wells Fargo and Fidelity Investments found,
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57% of Americans want to give more but just cannot financially do so.
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75% of Americans would donate more if the ability to give did not impact their immediate finances.
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75% of Americans would give more if they could find a ‘seamless’ way to donate to a non-profit relationship during a transaction.
Bottom Line...
$1,250 from every funded mortgage goes directly to the borrower’s regional food bank.
All remaining profits are reinvested to buy down borrower interest rates, making our loans among the most competitive in the market.
Together with you, we’re not just financing homes — we’re filling plates and lowering costs for American families.
According to Feeding America, a national non-profit, for every $1.00 donated 10 meals are created.